Preheat the oven to 350FGrease two 8 inch round cake pans
Place the condensed milk and bananas in a mid-sized microwave-safe bowl. Place the bowl in the microwave on high for 45 seconds. Mash the warm bananas well into the condensed milk. Set aside.
In a separate large bowl, beat the butter and both sugars until the mixture is light and fluffy.
Beat in the vanilla, vinegar, and banana mixture until combined. Beat in both eggs adding them one at a time until combined.
Mix in the spices, salt, baking powder, and baking soda until combined
Mix in the flour until combined
Add the batter equally to both cake pans.
bake for 25-30 minutes or until a cake tester comes out clean. Leave to cool 10 minutes before turning out onto a wire rack to cool completely.
For the frosting:
Melt the butter and chocolate in a small pan on over a low heat stirring gently until melted. Once completely melted, remove from the heat and let cool.
In a large bowl, beat the chocolate mixture with the softened cream cheese
Add the vanilla extract and 1 cup of the powdered sugar adding another cup of the sugar until smooth and desired consistency.
Place one of the cooled cakes on a cake plate and spread the top with 1/2 cup of the frosting. Place the second layer onto the first layer and cover with the remaining frosting. Decorate with the banana chips and serve.
Notes
Always make sure you beat your butter and sugar for around three minutes. This step is important to the success of your baking.
You can replace the condensed milk with buttermilk if you don’t have this on hand.
Add some nuts to the cake mixture for extra textutre. Walnuts or pecans work really well.
To avoid the banana cake sticking to the pan, use a good quality, non-stick pan that’s greased well with baking spray or shortening (butter can cause sticking).
Check that your baking soda and baking powder are in date, this can affect the rise of your cake.